Read below what our clients have said about our service. If you would like to rate us or leave a testimonial please click here

We have used David for all of our mortgage reviews because he is incredibly professional, responsive and always finds us the best deal. On this occasion we had to move quickly to secure a house we wanted to buy and David turned it around within 24 hours which was amazing and the deal was fantastic! We cannot rate him highly enough and always recommend him to family and friends.

July 4, 2017
Kelly Singleton

As first time buyers, David was very helpful and went above and beyond to explain the whole process. I felt very comfortable with him handling our mortgage and knew that if i had a question he was only a phone call away.
Thank you again

June 30, 2017
Anna Currie

After using David before we felt comfortable in receiving advice on our remortgage. Looking at all the possible lenders, David found us the most appropriate offer for our circumstance. He may be the most valuable person I have ever met!

January 16, 2017
Tom Leadbetter

David was extremely helpful in orchestrating our remortgage. We are thrilled about the savings that we’ll be making. I shall be recommending his services to a work colleague as they’re about to remortgage and I mentioned how great he’d been.

January 9, 2017
Lena Lindstrom

As a first time buyer, with no real knowledge of the house buying process, David’s knowledge and experience were incredibly helpful. He kept me regularly updated throughout the process, and was always willing to help with whatever query I had. I couldn’t recommend him highly enough.

November 1, 2016
Martin Cuerden - Haleys Accountants

David understood our financing requirements straight away and assembled a portfolio of financial services products which enabled us to quickly complete a complex project. An Excellent Service

October 21, 2016
Andrew Dewhurst, Director Affilius Ltd

David Arstall provided us with a faultless service from start to finish. When we need to revisit mortgages again, David will be the only person we would consider dealing with.

October 10, 2016
Kelly Warren

We have used Bailey Financial Services a number of times now and they have always found the best mortgage deal for us. They always deal with us in a very professional manor and if we ever have any queries are just a phone call away.

June 30, 2016
Jamie Wilton

I highly recommend Bailey financial services. They have always acted in a professional and efficient way when dealing with our mortgage concerns. They are extremely helpful and create a friendly environment.

May 14, 2016
Louise Counsell

David’s service is first rate, he steered us through a tricky situation with Virgin Money with excellent guidance and support. The service provided by the Bailey Financial Services team is second to none. There is nobody better to guide you through the complicated mortgage market.

April 15, 2016
John Chesworth - MD, Harrison Drury

I can’t speak more highly of the service provided by Bailey Financial Services. The customer service was excellent from start to finish and they took all the worry and stress out of my re-mortgaging process, in addition to getting me a fantastic deal.

March 2, 2016
Sam Houston - MD, Hungry Communications

I would like to thank Bailey Financial Services for the first class advice and help. My mortgage application and change of equity was not straightforward. Your impartial guidance and speedy service saved me time and money.

February 18, 2016
George Wilson

The service provided from David and his team was outstanding. Nothing is too much trouble for them. David guided us through the maze of options to find the best outcome for us. I cannot praise David and his team highly enough. We have no hesitation in recommending them.


January 21, 2016
Antonia Love - Farleys Solicitors

Not only was David Arstall’s knowledge of the mortgage market extensive he tailored it perfectly to meet my specific needs which were quite unique. I was updated regularly throughout the application process so was never in any doubt as to where things where up to. David showed real tenacity and persistence to overcome obscure queries from the lender to ensure the outcome was the right one for me and my family, we cannot thank him enough.

July 17, 2015
Stephen Kerrigan - Haleys Chartered Accountants

David’s knowledge and expertise of mortgages made this whole process seem a lot less daunting and much more enjoyable. I was so impressed that I recommended David to a friend who is also thinking of buying in London.

Thanks again David!

July 8, 2015
Chantelle Crabb

We found the approach by David to be first class. He got to know us and understood our needs before we started to talk about specific products. He made our mortgage application very straight forward and kept us up to date with progress. We feel confident that we got a great deal and would recommend the company to friends and family. The communication and follow up with regular updates was first class. A pleasure to deal with.

January 29, 2015
Richard Ball - Bespoke Cycles 2 U, Preston

The service and selection of the appropriate product for my needs was excellent, and having selected the right product, the speed that they delivered was as impressive. I would definitely recommend their services to my friends and colleagues.

January 28, 2020
Fiona Bryan

When I initially met with Mr David Arstall, it was clear to me that we would be starting a long term business relationship.
The level of attention to detail and the personable approach, creates a unique and pleasurable experience.

January 21, 2015
Richard Crayston, MD - Ainscough Training Services

Sunny and myself cannot say a big enough thank you to David and the team at Baileys. He found a solution and handled a complicated transaction for us and made it as relaxed as possible – even with some external problems thrown in.

Throughout the whole process, we felt like we had the strongest team in the property chain and were in control. It is only when you see other experts involved, that you realise how lucky we were.

Quite simply, we would not have been able to buy the house without you.

December 15, 2014
James and Sunny Sandwell, Directors, Sunshine Events

Fantastic service from David Arstall as always. Very happy with his help in getting us our dream house with a great mortgage. Always happy to give advice and never felt like I was causing any trouble with my little questions!
Would definitely recommend and I know we will be back for more advice soon.

Thank you , again!

December 11, 2014
Laura Brown

Dave has been absolutely brilliant! I have just bought my first house and Dave has talked me through every step of the way. He was ALWAYS available to speak to if I needed some help or advice. I can’t recommend him highly enough. I will certainly be using him when my mortgage is up for renewal.  Such a friendly relaxed atmosphere that made a very stressful and daunting time in my life much more manageable. Dave made the most complicated of situations much simpler and digestible for a first time buyer. It has been a pleasure to have Dave as my financial advisor and would definitely recommend him to my friends and family.


October 9, 2014
Frazer Faulkner

David has always found me the best possible mortgage deal for my circumstances and I trust him implicitly.  He is also pretty good at golf too.

September 25, 2014
Michael Lough, Director, Blue Wren

We were recommended to Bailey’s, specifically David, through friends. From our first meeting, the staff were polite and David put us at ease straight away explaining our options clearly. Throughout the application process we were kept up to date, even when we were out of the country (at our request). If David was not available, other members of staff were up to speed on our application process. We couldn’t have been happier with the overall experience and will be returning when it is time to renegotiate. Thanks to David and the staff.

September 25, 2014
Jonny Hudson

Our financial arrangements were dealt with quickly and efficiently. We were delighted with the re-mortgage that Bailey Financial Services arranged for us. Our contact was David Arstall, who carefully listened to our specific requirements and found the ideal plan which met all our needs. The process was handled very professionally, and the overall service was very competitively priced.

August 14, 2014
David Gilbert

Via a recommendation from a trusted colleague, I have now employed the services of Bailey Financial Services for over 15 years. They conduct themselves with the utmost integrity whilst striking exactly the right balance between being professional, yet incredibly approachable and friendly. I trust them implicitly to give me no nonsense, sound advice and they are extremely responsive when answering correspondence. I have now also recommended their services to two separate associates .

May 21, 2014
Nicola Watson

People had told me that the mortgage process was going to be a nightmare. My experience with Bailey FS couldn’t be further from the truth. David and the team offered second to none service and were so helpful at every step. As a first time buyer, in a difficult London market, I had a mountain of questions but David answered them without hesitation.  I really couldn’t be happier with Bailey FS and have already recommended them to friends and family.

May 1, 2014
Hannah Houston, PR & Marketing Manager for Curvy Kate

I wanted to thank you for organising my mortgage. You were extremely helpful and efficient and I’m really grateful for all of your help and advice.  The move went well thank you and I’m ecstatic to be on the property ladder and have my very own first home! It’s a lot of fun and hopefully it will also prove to be a great investment.  Thanks again for all of your help.



April 30, 2014
Felicity Bowlan, Bluecrest Capital Management

David is always a step ahead and keeps a good eye on renewal dates to ensure you don’t miss out some of the better potential deals available in the market place which has been very important in the recent years. Very reliable and takes all the worry out of your finances!

March 19, 2014
Rachel Mallet, Director

We sought David’s assistance in funding a property acquisition, when we had found other routes difficult and other sources unhelpful.  David was able to find a way forward immediately and guided us through the process from start to finish in a professional, efficient and personable manner.

March 17, 2014
John Houston, Chartered Surveyor

David is an expert in his field and provides the trust and confidence I need to make financial decisions. He has an excellent manner,is very approachable and has the ability to explain complex financial matters for me in a meaningful way. His professional advice is excellent, and is always valued.

March 17, 2014
Christine Chesworth, HR Business Manager at Capita HR Solutions

What a great Guy…David certainly knows his business, and has always been available to advise and guide us through to the best deal. We have dealt with David for over 10 years, and would certainly commend his personable skills and thoroughness.

March 6, 2014
Richard Crayston, Managing Director, Ainscough Training Servs Ltd

David is reliable, efficient and does what he says he’ll do. Over a number of years I have referred many of my clients to David and will continue to do so. A very good mortgage advisor and a good bloke too !

February 19, 2014
Damian Baron, Head of Divorce and Family Law department at Harrison Drury & Co

I have had the pleasure to work with David on numerous occasions. He was able to provide me with sound advice, expert and honest recommendations which helped me benefit from the best offers in the market for my needs. David listens, understand needs and context and delivers options which clearly outlines the pros and cons of each potential choice. I found his advice to be clear and useful and I would highly recommend David.

October 26, 2013
Vanessa Tadier, General Manager-, Europe at Visual IQ, Inc